Horizons Unlimited - The HUBB

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-   -   Travel Insurance - any recommendations? (http://www.horizonsunlimited.com/hubb/trip-paperwork/travel-insurance-any-recommendations-26304)

Em and Hame 27 Mar 2007 17:41

Travel Insurance - any recommendations?
 
Anyone know a good insurer...

We've been using World Nomads for the past year but have been frustrated with the service for various reasons (trying to get payment for small claim which was approved last August - still nothing despite lots of messages to and fro - makes me wonder about how they'd be in emergency situation)

We're both from the UK, but cannot get insurance from there as we've not lived there for years, and are now fairly rootless.

Can anybody recommend an insurance co similar to World Nomads who will cover bike travellers?

Thanks,

Em

oops, just realised should have posted this elsewhere - on 'staying healthy' section.

beddhist 27 Mar 2007 19:25

Oops, I've just put a small claim in with them, let's see how that works. I must say that I haven't had much fun with the emergency number, ended up in a long waiting loop and gave up. But: emergencies are handled by Mondial Assistance, not WN. I think many, if not most insurance companies use MA, so you will probably get the same deal from them.

If you are rootless you have to ask yourselves: where can we get medical treatment without having to pay for it. Because, in an emergency an insurance co. may want to evacuate you to your country of residence. From the moment you have landed they stop paying.

BruceP 28 Mar 2007 12:59

Quote:

Originally Posted by beddhist (Post 131185)
Oops, I've just put a small claim in with them, let's see how that works. I must say that I haven't had much fun with the emergency number, ended up in a long waiting loop and gave up. But: emergencies are handled by Mondial Assistance, not WN. I think many, if not most insurance companies use MA, so you will probably get the same deal from them.

If you are rootless you have to ask yourselves: where can we get medical treatment without having to pay for it. Because, in an emergency an insurance co. may want to evacuate you to your country of residence. From the moment you have landed they stop paying.

I've just queried World Nomads about cover for motorcycle touring, and they are a no for any motorcycle over 125cc.

However WorldWideInsure have no problem and offer a fantastic rate of 144 for worldwide inc USA for 4 months !

Em and Hame 28 Mar 2007 18:43

Thanks
 
Thanks all.

A guy from World Nomads e mailed me and seems to be on the case - lets hope! Yeah I tried the helpline too, no go, they said to do everything on line.

We undrestood we were covered on our bike (having checked when we took the policy out). Will recheck, perhaps things have changed? They seemed great, covered extras like iPods and cameras, as well as good health cover...

My worry is, if this is what they're like with a small claim, what about in an emergency...

So no other ideas for good insurance.... ? Will check out WorldWideInsure. Anyone used them?

Em

BruceP 29 Mar 2007 20:59

Quote:

Originally Posted by Em and Hame (Post 131298)
Thanks all.

A guy from World Nomads e mailed me and seems to be on the case - lets hope! Yeah I tried the helpline too, no go, they said to do everything on line.

We undrestood we were covered on our bike (having checked when we took the policy out). Will recheck, perhaps things have changed? They seemed great, covered extras like iPods and cameras, as well as good health cover...

My worry is, if this is what they're like with a small claim, what about in an emergency...

So no other ideas for good insurance.... ? Will check out WorldWideInsure. Anyone used them?

Em

The policies we looked at and asked about covered motorcycles, upto 125cc. But only as a holiday hire/day excursion/event.

Ask if the insurance covers use of motorcycles when the purpose of the trip is a motorcycle tour.

Del Boy 6 Apr 2007 15:08

Endsleigh.
 
Hi,
I've just taken out travel insurance with Endsliegh for our forthcoming RTW trip. Two people on an Africa Twin worldwide inc Canada&USA with repatriation, 1290 GBP for 2 years. Around 320 each per year. Cover can be extended on the road. Very helpful folks. Address:- Car Insurance, Home Insurance, Travel Insurance, Life Insurance UK Well worth a look at:thumbup:

Cheers Derek.

Stagbeetle 6 Apr 2007 17:00

ta mate from me too
 
Thanks Del-Boy, twas the next thing on my list to do.:thumbup1:
I hope to catch up with you somewhere on the road for a beer, but since you'll have at least a month and 7500miles start on me, we may have to wait a while.

BruceP 17 Apr 2007 21:35

Quote:

Originally Posted by Del Boy (Post 132269)
Hi,
I've just taken out travel insurance with Endsliegh for our forthcoming RTW trip. Two people on an Africa Twin worldwide inc Canada&USA with repatriation, 1290 GBP for 2 years. Around 320 each per year. Cover can be extended on the road. Very helpful folks. Address:- Car Insurance, Home Insurance, Travel Insurance, Life Insurance UK Well worth a look at:thumbup:

Cheers Derek.

Does that include any CC limits ? A lot do. Grant would probably appreciate a report

5 Eyes 18 Apr 2007 13:54

hi

I am using Cambell Irvine and a back up with Helivac in case i have a crash. They seem very reliable.

BruceP 18 Apr 2007 22:10

Quote:

Originally Posted by 5 Eyes (Post 133546)
hi

I am using Cambell Irvine and a back up with Helivac in case i have a crash. They seem very reliable.

Link for Helivac ?

Del Boy 20 Apr 2007 11:15

Quote:

Originally Posted by BruceP (Post 133481)
Does that include any CC limits ? A lot do. Grant would probably appreciate a report

No engine size limits:thumbup:

Regards Derek.

beddhist 20 Apr 2007 18:08

With regards to my claim with World Nomads I am happy to report that I have been paid. I filed my claim online on 13/3, they recieve my paperwork on 29/3 and the money was in my account on 20/4. I'm happy with that.

And yes, as an NZ resident I am covered on bikes.

Tim Cullis 20 Apr 2007 19:11

I'm with Worldwideinsure. Haven't needed to claim, so can't speak for that side.

Tim

sadoblazo 23 Apr 2007 13:25

i have also just taken out a policy with worldwideinsure.com for a month trip to morocco/rim/senegal on a motorcycle.
they quoted me a price of 57 pounds per person (im EU resident, might be different for UK).
They cover motorcycling with no restriction on engine sizes etc, and they will cover medical expenses in case of accident, but will NOT give compensations for injuries resulting from the use of a motorcycle. in short, if you fall and break a leg, they'll stitch you up, fly you home, but you wont get any money after that. seems reasonable to me at that price.

Chris of Motocross Africa 18 Jul 2007 15:48

I've looked at the Endsleigh, World Nomads and the WorldWideInsure websites mentioned above.

Endsleigh appears to be the only one that covers biking (it specifically lets you choose an 'extreme' type of policy that mentions overlanding by name).
World Nomands says "Motor Biking (full UK licence, up to 125cc and helmet to be worn)" so that's no good and WorldWideInsure says they don't cover "participation in activities of a hazardous nature such as (but not limited to) potholing, white-water rafting/canoeing....motor-sports" which I assume a motorbike is counted as?

The drawback being that it is coming out at £622 for a year rather than the c£320 mentioned above...


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