A bit about small print which I have mentioned on the HUBB several times. I was with World Nomads for several years and had no reason to make a claim until I did, thank goodness. The main reason I stayed with this company was that it allowed extensions on line if you over-ran on your trip which most companies did not. I was heading north just outside of Vera Cruz in Mexico when I was hit by a drunk driver whilst waiting at traffic lights, he headed for the hills and I headed for the local A&E confident that World Nomads would look after me. When the med admin department rang World Nomads the company refused to pay up as I was riding a bike greater than 125cc which to be fair a BMW R1200GS is. It transpired that while I was on the road, World Nomad changed their UK agent and they decided that nasty big bikes were dangerous to ride round the world on and dropped the cc from unlimited if you were licensed for it to tiddlers which they must have decided were safer. Of all this I was blissfully ignorant until the accident however they maintained that they had informed me of the change and the fact that I was no longer insured if I persisted in riding my big terribly dangerously sized bike so in more than one way I didn´t have a leg to stand on, at least not for a while. I had to pay for my treatment and hospital care, which I could not fault at all in fact if you are going to have an accident I can recommend Mexico in general and Xalapa in particular, they were great and when they found out what my insurance company had done they halved the bill. I later found out that technically I had been informed that my policy had changed from the one that I had bought before setting off overseas, they had sent the notification of changes to my travel insurance to my home address whilst I was still travelling. My advice if you're a Brit, leave this Aussie company to the Aussies and don't assume that just because you took it out on line that they will inform you of changes on line and yes, I did take them to the Ombudsman with no luck. Ride safe.
Mike is riding the twisty road in the sky