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Trip Paperwork Covers all documentation, carnets, customs and country requirements, how to deal with insurance etc.
Photo by Daniel Rintz, Himba children, Namibia

The only impossible journey
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Photo by Daniel Rintz,
Himba children, Namibia



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  #1  
Old 1 Jul 2009
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Insurance in Africa

Hello,

just wondering, has anyone organised comprehensive insurance for their 4wd for an Africa trip?

Everything I read here seems to be about 3rd party only.

If anyone has any links / email addresses for potential insurers I'd appreciate them. I'm guessing it would be expensive, but I'd like to find out how much.

I'll be driving an Aus registered Troopy but travelling on a UK passport.

Thanks,

P
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  #2  
Old 1 Jul 2009
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I've been asking the same questions without much luck.

There is a company (Touch Stuff) in South Africa who will insure it South of the Equator and Kenya. I have not had much luck finding anything further North.

4x4 Insurance | Off-Road Services
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  #3  
Old 1 Jul 2009
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comprehesive insurance

Quote:
Originally Posted by misterpaul View Post
Hello,
Quote:
Originally Posted by misterpaul View Post

just wondering, has anyone organised comprehensive insurance for their 4wd for an Africa trip?

Everything I read here seems to be about 3rd party only.

If anyone has any links / email addresses for potential insurers I'd appreciate them. I'm guessing it would be expensive, but I'd like to find out how much.

I'll be driving an Aus registered Troopy but travelling on a UK passport.

Thanks,

P
Hi P
hope this helps try
Campell Irvine(insurance broker)ltd
48 Earls Court Road
Kensington
London
W8 6EJ
tel0044 20 7937 6981
fax0044 20 7938 2250
or email Mike Berry on mick@campbellirvine.com
We have used them over the last 3 year on a Toyota Landcruiser
All the best Coxy
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Old 2 Jul 2009
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Tried to send mail to Mike, but it bounced back. This is the second person in that company I have tried emailing without success. I now tried the info@... address.

Some limited info here: Campbell Irvine
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Old 3 Jul 2009
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My email to Mike also bounced back, so I'm also now waiting on a reply from the info@ address...

Surely this company can't be the only one out there offering insurance for overlanders precious wheels though?
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Old 3 Jul 2009
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I have been looking into this for a while without success and the only advice I ever got was this one company...
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Old 3 Jul 2009
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In ten years of mucking about with this overland travel gig - Campell Irvine is the only name that comes up - they are the only company who offer this insurance (on a reliable basis) that I have heard of.

But most people don't get it as their vehicle is worth less that GBP15,000 etc
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Old 3 Jul 2009
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Quote:
Originally Posted by roamingyak.org View Post
But most people don't get it as their vehicle is worth less that GBP15,000 etc
What is relevance of the GBP15k? Do they not insure vehicles of a lesser value, or do people just not bother?
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Old 3 Jul 2009
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The cost of the insurance is high (Think GBP2-3,000+). If the vehicle is worth 10,000 then most people take the risk rather than pay the insurance.

Also, many trips are for more than 12 months, so you would end up paying the premium twice. If it was GBP2,000, then you would pay GBP4,000 to insure a vehicle worth GBP10,000.

So most don't take the insurance....
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Old 3 Jul 2009
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Ha

Insurance? What in Africa?

Medical, absolutely. Dodgy local, if you have to. Anything else is just expensive and of questionable use.

"I've had my truck stolen"
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Old 3 Jul 2009
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Your comments aren't very constructive mate.

It is available, and some people have a need for it, or their trip expenses are being paid by others so they can pass on the costs.
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Old 3 Jul 2009
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Accepted but you'd be surprised how many europeans have this concept that insurance in africa is anything more than just a piece of paper and most people reading this thread will be arriving via [Post: 24hrs] link, appreciate some humour and besides it keeps this thread on top.

Besides the risk of losing a vehicle is considerably lower than theft of the contents - I've not heard anyone suggest insuring the contents of their truck.
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Old 3 Jul 2009
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I thought the joke was funny....

Anyway, Tough Stuff Insurance in South Africa will give you comprehensive insurance, including the extras on your vehicle and some content as all risk for Africa South of the Equator and the hole of Kenya. The quote I got for a 1996 TLC with about GBP5k of extras was around GBP60 a month.
4x4 Insurance | Off-Road Services They cover for water damage and repatriation of you and the vehicle. It is a great product! But does not cover the hole trip for me. I'm definitely getting it for the first parth though!

I got another contact in Namibia who apparently charges 8% per year of the value of your vehicle. I have not contacted him yet.

Paul Smit Insurance Brokers
ph. +264 62-252 755
email smit.paul@psib.com.na

My vehicle, with the equipment in it is about 50% of my Net Worth, so I'm really not sure that crossing Africa without insurance is something I'd really want to do.

I got a really good deal on Camera Equipment insurance. (My camera gear is worth more than the car by a lot) GBP 25 000 of equipment at all risk for just over GBP600 a year.

Joyce Latham
Imaging Insurance
Crest House
Station Road
Egham
Surrey TW20 9LG
Tel: 01784 486890
Fax: 01784 486851
Joyce.latham@vantageinsurance.co.uk

I'll await a response from Campell and post it when I get it.
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  #14  
Old 3 Jul 2009
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That sounds like a good deal on the camera equipment - photoguard.co.uk are quite good at vehicle based trips worldwide as well (covers in car equipment etc) but your deal sounds very good if it includes all of that.

Check the fine print though that you are still covered when in a country that is listed on the FCO travel advisories/warnings page, as they usually don't cover you when you are in one of these countries (at least for medical/travel insurance).

See you on the way maybe - I'm heading down your way soon....
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  #15  
Old 7 Jul 2009
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Just got my quote from Mike at Campbell Irvine, and it's a lot less than I was expecting.

12 months fire and theft on my troopy valued at AU$20,000 for GBP693 (AU$1,400 at the moment).

Asked about FCO advice and the reply was that it doesn't matter, the insurance is all countries worldwide except US and Canada.

That's not including vehicle contents, but if I can list a camera on my travel insurance I don't see why my fridge can't go on there too!
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