Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Trip Paperwork

Trip Paperwork Covers all documentation, carnets, customs and country requirements, how to deal with insurance etc.
Contact Overland Solutions for all your custom modifications and setup for overland travel.

Reply
 
LinkBack Thread Tools Display Modes
  #31  
Old 5 Sep 2006
Gold Member
Veteran HUBBer
 
Join Date: Feb 2001
Posts: 188
Thumbs down

Thanks Patrick, that's very helpful and I'll pass the information on to him. As for not bothering with insurance in southern US states.....cripes!
Reply With Quote
  #32  
Old 13 Oct 2006
Registered Users
HUBB regular
 
Join Date: Feb 2005
Location: West Virginia, USA
Posts: 33
Ducati in England

I have a similar predicament. I have a Ducati Darmah stored in England, and last month, I originally intended a 3 week trip. I bought the motorcycle sight unseen (a mistake as it turned out), and had the bike registered in a friend's name since he was storing it. I got the insurance through Stefan Knopf, because you can buy as little as one month for $50, a pretty good deal.

Unfortunately I had mechanical problems with the bike, so I had to cut my trip early (see my blog at www.tigerboy.com). I had to take a bike to a specialized Ducati repair shop as it's more work than I can possibly do on my own without a proper workshop and they could not fix it sooner than a month. That is why I returned home.

My friend could no longer store the bike, because he had to give up his place of business due to the steep increase in rent. So, I found someone else local (southern England) willing to store my bike, at a cost of £5 a week. Sounded reasonable. I also decided it would be better to have the bike in my name, and as mollydog pointed out, this is easily done.

I've just contacted the DVLA to find out what is acceptable for insurance, in order to get the tax disc. I'm hoping the ADAC insurance provided by Stefan Knopf will be acceptable, because my future trips are likely to be under a month. The idea is that I'd buy 6 one-month or 2 three-month certificates for example, and present that as evidence of insurance. I'll update my post once I hear back from the DVLA. After my trip is over, I could return any unused insurance certificates for refund, and also get a pro-rated refund on the unused time on the tax disc. The minimum amount of time you can buy on the tax disc is 6 months.

If the ADAC insurance will not work, it sounds like Bennett's is the next choice. $350 a year for full coverage is very good, however I'd only get 3rd party liability. Of course if I went that route, it would be nice if they would give pro-rated refunds on cancellation before the policy expires.

Quote:
$300 for 3 months is expensive but for a foreigner its not too bad.
Many US companies won't touch insurance for non US residents.
Frankly I wouldn't get it at all.
I was at a BSA rally in Ohio in August and there were a number of Brits on tour with their Vintage BSAs. They had shipped their bikes over from the UK to attend the International BSA rally near Boston using a single container, and got a pretty nice group rate that way. They all had British number plates. I asked them how they dealt with insurance and they favorably mentioned 'Carol Nash'. This must be a company (or individual?) that handles overseas insurance for travelling Brits. I didn't ask how much they paid.

Personally I think it is extremely foolish to travel in ANY country without proper insurance. It's not so much if you get pulled over by the cops (some ask for evidence of insurance, and others don't), it's when you are involved in an at-fault accident. You would be in a heap of trouble if you did not have evidence of insurance, and the police got involved. Some countries like Mexico will detain you until the whole legal proceedings are sorted out, which can take months. I don't think it's worth taking the chance.
__________________
Better to be an idiot than a crook.
Reply With Quote
  #33  
Old 14 Oct 2006
mollydog's Avatar
Registered Users
Veteran HUBBer
 
Join Date: Aug 2003
Location: california
Posts: 2,243
hey are the best deal I found in terms
of most bike for least amount of money.

Last edited by mollydog; 26 Mar 2009 at 07:22.
Reply With Quote
  #34  
Old 20 Dec 2006
Registered Users
New on the HUBB
 
Join Date: Feb 2005
Location: Toronto, Ontario, Canada
Posts: 9
About the insurance, just to help clairfy... Stefan Knopf provides Green Card insurance, which is a liability insurance required by EU countries. The type of insurance offerred by Bennets and Nash, unless I'm incorrect, is about insurance coverage for things like theft, accident, injury. They may also sell Green Card insurance, too, but I don't know. There is a significant difference, and in cost, between Green Card liability and comprehensive (theft, crash, etc) coverage. I have both insurances for my trip, and as far as I have experienced, it is only the liability insurance that is required for licencing.
__________________
\"...live Life to its fullest, appreciating every moment big or small, but always with Honesty and Sincerity.\"
Reply With Quote
  #35  
Old 8 Apr 2007
Registered Users
HUBB regular
 
Join Date: Feb 2005
Location: West Virginia, USA
Posts: 33
Unhappy Bennett's only insures UK residents.

Quote:
Originally Posted by mollydog View Post
I had a totally different experience than others here regareds obtaining insurance in the UK.

In 2001 I bought a '99 Triumph Tiger. I called from a friends' house near
Oxford to Bennett's insurance, one of the best. They never asked if I was Amercian and I never offered. They never asked for a Driver's license number or any other form of local British ID. My British friend could just as easily have called for me and "been" me. But no need.
I have some bad news. Apparently Bennett's must have changed since then, because when I called them they specifically asked me if I was a UK resident, and they don't insure non residents. They did refer me to two other companies that might be able to help, however:

Norwich Union
Direct Choice

I'm going to contact them soon, and I will report if I have any luck.
__________________
Better to be an idiot than a crook.
Reply With Quote
  #36  
Old 9 Apr 2007
mollydog's Avatar
Registered Users
Veteran HUBBer
 
Join Date: Aug 2003
Location: california
Posts: 2,243
Good luck guys, hope you can all work something out. Please post here with any news!

Last edited by mollydog; 26 Mar 2009 at 07:22.
Reply With Quote
  #37  
Old 12 Apr 2007
Registered Users
HUBB regular
 
Join Date: Feb 2005
Location: West Virginia, USA
Posts: 33
Quote:
Originally Posted by mollydog View Post
I believe if you have a local address and perhaps just say you are here on a work contract, you may be able to get insured. Not sure if now need to prove you status somehow. As I posted above, I had no problem at all and I bought my bike from a London copper who was very familiar witht the system.
Unfortunately I'm not in the UK on work contract and the questions all the companies seem to ask, are how long have I been living in the UK, and then if I'm a resident or not. So, I tell them that I'd be visiting 2-3 times a year and I'd like to have the bike taxed and insured while I'm over there and no one seems to offer insurance to non residents. I've been burning up the phone and the long distances charges to the UK are adding up (!)

When a company can't help me, they transfer me over to 'Call Connection' which I think is a call center representing UK insurers, so they do a search and come up with a list of companies that might be able to help. The fact that I don't have a UK license really limits the choices, however here are a few companies I have not yet tried:

Motorcycle Direct 0800 294-5065
Ramsis (sp?) 0800-144-4310
Harts ins. consultants 0800 781-4484

These look like toll free calls in the UK so I was wondering if someone in the UK could call these numbers and see if they will insure a non resident. I'd prefer to get a 6-month policy but would consider a full year if that is their minimum, as long as the cost isn't too outlandish (already, if they do write a policy, I'd probably be in their highest risk category, not having a UK license or previous UK insurance history).

Hopefully there's a solution to all of this, but right now, the prospects don't look too bright. I might have to simply sell the bike as I won't be able to ride it.

Quote:
The only answer is basic state provided liability insurance for everyone. In the US at least this would eliminate a bunch of problems.
Yes and no. The State might require you have one of their driving licenses and be a resident, in which case the buck stops at them, leaving you nowhere else to go.

Or it could be a more favorable situation like in Japan, where, for motorbikes under 250cc, the insurance is attached directly to the machine, not the person who is operating it. I've found that it's pretty easy to buy a used motorbike and use a friend's or the bike dealer's address to register. I found this was actually the way to go, because it's very hard to rent motorbikes in Japan. But when I travelled Japan, I just ended up borrowing my friend's scooter and his insurance, attached to the vehicle, automatically covered me.

Not that simple in the UK, unfortunately.
__________________
Better to be an idiot than a crook.
Reply With Quote
  #38  
Old 12 Apr 2007
Registered Users
Veteran HUBBer
 
Join Date: Feb 2006
Posts: 1,513
[QUOTE=
Or it could be a more favorable situation like in Japan, where, for motorbikes under 250cc, the insurance is attached directly to the machine, not the person who is operating it. I've found that it's pretty easy to buy a used motorbike and use a friend's or the bike dealer's address to register. I found this was actually the way to go, because it's very hard to rent motorbikes in Japan. But when I travelled Japan, I just ended up borrowing my friend's scooter and his insurance, attached to the vehicle, automatically covered me.

Not that simple in the UK, unfortunately.[/QUOTE]

seems in france it is a similar thing for ALL vehicles.
Reply With Quote
  #39  
Old 26 Aug 2007
Registered Users
HUBB regular
 
Join Date: Aug 2007
Location: USA
Posts: 51
This is all so very confusing to me. Would somebody please clarify!

1) I am an american with no residency outside of the US. I already have an international motorcycle license. I find a bike at MotoScout24: Motorradmarkt - Motorrad, Roller, Motorräder, Mofa, Moped und Quad-Bikes that I want to buy. I fly over with the Euros in cash and give it to the seller. The bike is used! (is there a restriction to hold old etc?) They give me what? (well call it "Title" for now)

2) I take "Title" WHERE EXACTLY to file for export plates for one year? This then is all I need for registration? What else do I need to give them?

3) I contact Stefan and purchase Green card insurance for 6 months. I want comprehensive as well so I call who? (well call it "Comp Insurance")

At that point am I done?

You all seem to be so very knowledgable but Im just getting bogged down by the 100 forums Im looking at and trying to plan this out.

THANKS!
Reply With Quote
  #40  
Old 26 Aug 2007
Registered Users
Veteran HUBBer
 
Join Date: Mar 2007
Location: UK
Posts: 3,371
Thumbs up Bike Insurance in UK

A few months ago I switched my ins to this broker:-

eBike Insurance - Bike and Classic Bike Insurance from eBike Insurance

Until you take out a policy there are no phone numbers etc etc.
Everything is done online; only when you take out a policy do you get contact details for claims etc.

I have dealt with them, by email, once or twice about my policy, changed the policy details online and have not had any problems. They are very competitive on costs as well.
In summary, anyone can get a quote from anywhere in the world, anytime.

ps I used to be insured via Bennetts but like most other brokers they got too greedy with charges for mid-term changes of policy etc etc.
__________________
Dave
Reply With Quote
  #41  
Old 15 Jan 2008
Registered Users
New on the HUBB
 
Join Date: Jan 2008
Location: San Francisco
Posts: 14
European Trip with a US License

Judging by the comments that go back many years, things have either changed significantly over time or like many customer service interactions, vary greatly 'depending on who picks up the phone'. So my question is... I'm planning a 4 month trip around Europe this summer. My twin already has a bike In England that I can use, it's insured "FOR HIM", taxed and MOT'd. I've had a bike license in the US for 8 years, but do not have a UK bike license. His current company will not insure foreign license holders (even though I'm a UK Citizen (not a resident)). Am I better off transferring the ownership of the bike into my name (to make border crossing / Police interaction easier) and trying to get insurance (bearing in mind I'm not a UK resident, nor do I have a UK Motorcycle license)? Or should I just get 'added' to my twins policy? Question is, which is cheaper and am I really going to get that much hassle if the bike is in my twin brother's name.

Sadly we're not identical or I'd consider just taking his license and f'it.

Cheers All

Chris
Reply With Quote
  #42  
Old 15 Jan 2008
El Aleman - Jens's Avatar
HU Germany Meeting Organiser
Veteran HUBBer
 
Join Date: Mar 2006
Location: Worms, Germany
Posts: 454
Exclamation Hey guys - I did it!

Hi,

A friend of mine - Canadian came over, we bought a BMW and we registered it on his name in Germany. It is not so easy - but possible! 1st you need somebody to help you if you don`t speak German....Most of the time the registration office doesn`t know how to do it! That is the main problem....

When would you like to come??? I live 45 min. from Frankfurt Airport, can pick you up and help you to find a bike, and help to register it(Hotel room everything) You should calculate 1 week!
(finding bike, paperwork etc....)

Really no problem for me, but you have to advice me when(I am working outside Germany).

You could do it in May for example and visit the very 1st HU Germany Meeting(I am the Organizer).

Let me know what you think - Jens
Reply With Quote
  #43  
Old 19 Jan 2008
Wheelspin's Avatar
Registered Users
Veteran HUBBer
 
Join Date: Jun 2005
Location: Colchester, UK
Posts: 150
Quote:
Originally Posted by cpeely View Post
Am I better off transferring the ownership of the bike into my name (to make border crossing / Police interaction easier) and trying to get insurance (bearing in mind I'm not a UK resident, nor do I have a UK Motorcycle license)? Or should I just get 'added' to my twins policy? Question is, which is cheaper and am I really going to get that much hassle if the bike is in my twin brother's name.

Chris
It depends which borders you are crossing. They will not ask for bike papers going from the UK in to Europe, and once in Europe you won't cross any 'borders' as you mean it unless you go outside the Schengen countries. Which is a hell of an area, so maybe you don't have a problem ? I went through lots of Eastern Europe before some of them were in Schengen, and before some of them were even in the EU - the only place they even asked for them was leaving Hungary heading for Romania (not in the EU at the time). Even there I don't think they were bothered about names - just checking you had the papers - which you will have. Relax....
__________________
Honda CBR 1100 XX, Yamaha XTZ 660, Harris Special
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


 
 
 

NEW! HU 2015 Motorcycle Adventure Travel Calendar is now available! Get your copy now for some terrific travel inspiration!

HUGE, 11.5 x 16.5 inches, beautifully printed in Germany on top quality stock! Photos are the winning images from over 600 entries in the 9th Annual HU Photo Contest!

Horizons Unlimited 2015 Motorcycle Adventure Travel Calendar.

"The calendar is magnificent!"

"I just wanted to say how much I'm loving the new, larger calendar!"

We share the profit with the winning photographers. YOU could be in the HU Calendar too - enter here!


HU DVD Autumn Special!

Take 40% off Road Heroes Part 1 until October 31 only!

Road Heroes features tales of adventure, joy and sheer terror by veteran travellers Peter and Kay Forwood (193 countries two-up on a Harley); Dr. Greg Frazier (5 times RTW); Tiffany Coates (RTW solo female); and Rene Cormier (University of Gravel Roads).

The first in an exciting new series, Road Heroes features tales of adventure, joy and sheer terror by veteran travellers."Inspiring and hilarious!"

"I loved watching this DVD!"

"Lots of amazing stories and even more amazing photographs, it's great fun and very inspirational."

"Wonderful entertainment!"

Check it out at the HU Store! Remember to use Coupon Code 'HEROES' on your order when you checkout.


Renedian Adventures


Renedian Adventures

What others say about HU...

"I just wanted to say thanks for doing this and sharing so much with the rest of us." Dave, USA

"Your website is a mecca of valuable information and the DVD series is informative, entertaining, and inspiring! The new look of the website is very impressive, updated and catchy. Thank you so very much!" Jennifer, Canada

"...Great site. Keep up the good work." Murray and Carmen, Australia

"We just finished a 7 month 22,000+ mile scouting trip from Alaska to the bottom of Chile and I can't tell you how many times we referred to your site for help. From how to adjust your valves, to where to stay in the back country of Peru. Horizons Unlimited was a key player in our success. Motorcycle enthusiasts from around the world are in debt to your services." Alaska Riders

contest pic

10th Annual HU Travellers Photo Contest is on now! This is an opportunity for YOU to show us your best photos and win prizes!

NEW! HU 2014 Adventure Travel T-shirts! are now available in several colors! Be the first kid on your block to have them! New lower prices on synths!

HU 2014 T-shirts now in!

Check out the new Gildan Performance cotton-feel t-shirt - 100% poly, feels like soft cotton!


What turns you on to motorcycle travel?


Global Rescue, WORLDwide evacuation services for EVERYONE

Global Rescue is the premier provider of medical, security and evacuation services worldwide and is the only company that will come to you, wherever you are, and evacuate you to your home hospital of choice. Additionally, Global Rescue places no restrictions on country of citizenship - all nationalities are eligible to sign-up!


New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80 G/S motorcycle.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events (22 this year!); we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, the HUBB or to receive the e-zine. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.


Books & DVDs

amazon

All the best travel books and videos listed and often reviewed on HU's famous Books page. Check it out and get great travel books from all over the world.


Motorcycle Express for shipping and insurance!

Motorcycle Express

MC Air Shipping, (uncrated) USA / Canada / Europe and other areas. Be sure to say "Horizons Unlimited" to get your $25 discount on Shipping!
Insurance - see: For foreigners traveling in US and Canada and for Americans and Canadians traveling in other countries, then mail it to MC Express and get your HU $15 discount!




All times are GMT +1. The time now is 04:01.