Insurance question...

[Madrid_CapeTown]

Hi !!!
While getting ready for the big trip... I have realized that green cards insurance only covers Morocco , Tunisia , and may be Algeria.
From my personal experience while having an UK registered / UK insured car in Spain . a car is insured to be driven everywhere (even that the green card doesn say so ... or even without a green card!)
-actually I am told that the green card is no longer required to drive all around Europe. -as long as one can pressent the original insurance doccument- .


What I find really difficult to believe that insurance undertakers would fork out serious money out for a claim /fatality in -say -Chad , Nigeria!!

So ... is it any kind of "overlanding 3rd party insurance" available??, or as someone said... we must resign to drive "uninsured" (as most people here in Brixton seems to do !! , )

Have fun.

[Werner]

Hi Overlander,
Insurance buys peace of mind, but that is as far as it goes. If you run someone over, you're better off to run away than sticking around and face the music (and personal bankruptcy). So don't run anybody over, ever. Having said this: If you must have insurance, you can buy it at almost every border. Then, at least you can be almost sure that it will do something for you, should you be in trouble. But don't count on it.
So, my advice is to forget insurance, and just go for it. Or - - - stay at home and live in a teflon bubble to be really safe.

[ronaldcolijn]

Agree, I have travelled from Djibouty to South Africa and did not bother with insurance. Was a bit hassled in Kenya by police though, but with a bit of talking you can get away with it. Malawai is very strict though and I bought insurance there, at the border, bargain hard. only 8 us or something like that.

I just try to get away with it because insurance in countries like that are worth nothing, bribes and runaways are much more pracitcal!

------------------
Round the world on a Bullet,
it can be done!

[liza_51]

but what do insurance costs amount to? I am planning to drive through Marocco, Mauretania, Mali and Burkina Faso, maybe also Niger.
thanks
liza

[cornepol]

Hi thtere,

Well, I just came from west africa. For Morocco you can just use your european insurance, no problem.

In Mauretania you have to buy a seperate insurance. I bought one for 20 days and it costed about Euro 13,- for my bike.

In Senegal I bought a 'Carte Brun', which is valid for the whole of west africa. For 2,5 months I payed Euro 50,- at the Diama-border (the crossing of the border was just slightly cheaper ;-).

It's probably cheaper to buy your insurance for a few days at the border, and then go to St. Louis or Dakar to extend it... The police are asking for your insurance at every checkpoint in Senegal, so it saves a lot of hassle to have one, although I don't know if it really covers any costs if you're in an accident. Suddenly that chicken you ran over belongs to everyone in the town... so go with the above advice: don't stop!

Cheers,
Corne