MANY countries don't have any use for insurance, especially for foreigners. In our trip around the world we had insurance in Mexico, required at the border and available, probably one or two Central American countries, the EU, Kenya, South Africa, and uh, uh, well, that's about it.
Even the USA and Canada didn't ask me for insurance proof, and at the time of my return my registration was expired by over a year, and I hadn't had insurance in almost two years.
I may have had it in Egypt and Libya, but since it was in Arabic I have no clue what I was paying for.
We tried to get it in Argentina, and wasted a day running around BA in vain. They thought we were crazy.
It's quite simple really - if you are required to have it, you can get it at the border for a small fee. Stupid they ain't - how better to make money? And then it's usually merely a ploy to line the border posts pockets. Worthless. Kenya is an example - they require it, insist it is good for Tanzania and Zimbabwe and Botswana. No way.
Botswana required insurance, looked at my Kenya document and laughed - and basically said "suckered you too huh?"
And I didn't have the right funds, so they just waved me through anyway. They didn't care. I think it was US$20 they wanted.
Documentation such as vehicle registration, bill of sale, and national and international drivers licence must LOOK GOOD, NOT expired, and be absolutely correct for numbers matching the bike and such. The carnet if needed must be REAL. The rest is unimportant. Draw your own conclusions. And relax.
Seek, and ye shall find.
Inspiring, Informing and Connecting travellers since 1997!