third party for Africa
I have this insurance, it is called a comesa or yellow card, a bit like a green card for europe. I took mine out in Zambia, you take out local insurance and they then extend it to cover other countries. Mine covers me for Zambia, Malawi, Tanzania, Kenya, Ethiopia and egypt. It cost about $60 for three months, if it is worth the paper it is written on I know not, but it satisfies police, customs etc.
If gaffer tape doesn't fix it then you haven't used enough tape