Go Back   Horizons Unlimited - The HUBB > All Miscellaneous questions > Travellers' questions that don't fit anywhere else

Travellers' questions that don't fit anywhere else This is an opportunity to ask any question, and post any notice you wish that doesn't fit into one of the other sections.
Contact Overland Solutions for all your custom modifications and setup for overland travel.

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 7 Mar 2012
Registered Users
New on the HUBB
 
Join Date: Aug 2008
Location: UK
Posts: 6
Travel/Medical Insurance for people riding bikes over 350cc

Hi all

Does anyone know where to get travel/medical insurance if I'm riding a bike over 350cc? Most regular policies don't cover you over 125cc?
Help?

G
Reply With Quote
  #2  
Old 7 Mar 2012
Registered Users
Veteran HUBBer
 
Join Date: Sep 2006
Location: Cornwall, in the far southwest of England, UK
Posts: 453
I use these: Cheap Travel Insurance Online - Get Cheaper Travel Insurance with 1Stop Travel Insurance

Motorcycling is considered a Grade 1 Activity under the policy's Ts&Cs, so no additional charge.

Defintition: 'Motorcycling on public roads (no racing) safety helmet to be worn and must possess a licence allowing You to ride an equivalent motorcycle in the UK'

Note - No engine cc restriction.



.
__________________
Right Way Round ...

Reply With Quote
  #3  
Old 7 Mar 2012
Registered Users
HUBB regular
 
Join Date: Oct 2011
Posts: 36
Only on incidental basis!

Hi, the 1stoptravelinsurance.co.uk is no good for most HUBB users, as it only covers motorcycling PROVIDING that the activity is on an incidental basis!!!

I think the insurance company will quickly work out that you are not riding incidentally if you take your bike around the world!

We also need to extend our travel insurance soon, so any suggestion for good companies are appreciated!
Reply With Quote
  #4  
Old 7 Mar 2012
Gold Member
New on the HUBB
 
Join Date: May 2011
Posts: 11
Cheap and friendly insurance - navigator travel insurance!

Hi,
You're right although most policies count motorcycling as a grade 1 activity the small print normally limits the cc below what you'd want for long distance travelling. That's what I found anyway. I'm about to go round Europe and Russia and have bought the Voyager Lite insurance with Navigator Travel Insurance.
They cover any cc bike without prices getting expensive for road travel (this counts as travelling on any road which would be considered a raod in that country, even if the gravel track you are talking about would definately class as off road in England). It suits me because they'll cover my volunteer work too.
Prices depend on length of time etc but worth having a look at.
Cheap Travel Insurance UK, Best Holiday Insurance Cover Online, Navigator Travel
Happy searching
Alex
Reply With Quote
  #5  
Old 7 Mar 2012
Registered Users
Veteran HUBBer
 
Join Date: Sep 2006
Location: Cornwall, in the far southwest of England, UK
Posts: 453
Quote:
Originally Posted by Brian and Tanja View Post
Hi, the 1stoptravelinsurance.co.uk is no good for most HUBB users, as it only covers motorcycling PROVIDING that the activity is on an incidental basis!!!

I think the insurance company will quickly work out that you are not riding incidentally if you take your bike around the world!

We also need to extend our travel insurance soon, so any suggestion for good companies are appreciated!
Good point, which is confirmed in the policy wording:

"You are covered [for] Emergency Medical Expenses and [for] Personal Accident sections for the following activities automatically, provided that the activity is on an Incidental basis You do not need to contact 1 Stop Travel Insurance."

"Definition of Incidental
-means happening on a casual or occasional basis."


HOWEVER, I've just phoned 1Stop Travel Insurance - spoke to Emma - who confirmed that I will be covered even though I'll be riding on more than an 'Incidental' basis, i.e from Bali Indonesia to Kuala Lumpur over a two-month period.

This is important to me as my next trip starts in a couple of months time, in mid-May. I arranged my policy last Sunday [March-04], so there's still time for me to cancel under the 'cooling off' rules if there's no cover.

Emma was quite adamant that I am indeed covered. I have asked her to put this in wrting to me, which she is quite happy to do .. and doing it straightaway in fact.

I'll let you know how it goes.

Cheers

.
__________________
Right Way Round ...

Reply With Quote
  #6  
Old 7 Mar 2012
Registered Users
Veteran HUBBer
 
Join Date: Sep 2006
Location: Cornwall, in the far southwest of England, UK
Posts: 453
Update

Polcy schedule has been amended with the following endorsement wording:

"Notes
07 Mar 2012

Cust called querying Motorcycling cover adv covered as standard Grade 1 activities. Can use this while abroad as its his main transport and not on an incidental basis."

YAY! ..
[I hope!]

I guess I'll find out, for sure, if I have a crash!

.
__________________
Right Way Round ...

Reply With Quote
  #7  
Old 7 Mar 2012
Registered Users
Veteran HUBBer
 
Join Date: Mar 2007
Location: UK
Posts: 3,371
Motorcycling is a level 2 activity with this company, while riding under 125cc is level 1:-
World Nomads - Travel Insurance and your adventures

As a comparison, mountaineering and bob sleighing are both level 4 and cycle riding is as hazardous as riding a motorcycle.
__________________
Dave
Reply With Quote
  #8  
Old 8 Mar 2012
Registered Users
Veteran HUBBer
 
Join Date: Jun 2008
Location: Walsall, UK
Posts: 171
I've got an annual policy with the AA and have confirmed that I am covered whilst on motorcycle touring holidays because they also quote "incidental" use in their terms.
Reply With Quote
  #9  
Old 8 Mar 2012
Contributing Member
Veteran HUBBer
 
Join Date: Jan 2006
Location: Sheffield
Posts: 1,037
Does the AA policy have a trip length limit? A lot of them have a standard 90 day limit per trip

I've had a very good response from the AA before - I had a climbing accident but my mum had got out a standard holiday insurance policy, they stumped up over 30,000 quid for helicopters, plane tickets etc
Reply With Quote
  #10  
Old 8 Mar 2012
Registered Users
New on the HUBB
 
Join Date: Aug 2008
Location: UK
Posts: 6
Thanks for yr help

Thanks everyone for your help. I've also spotted that it's worth reading thr small print in your own policy. Mine says i can;t ride anything over 125 unless i have a full licence and no convictions. Obviously designed for car drivers who ride a bike on hols without having taken their test in the UK
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Cheap motorcycle insurance for Argentina (and other MercoSur countries) everson65 Trip Paperwork 6 23 Jan 2014 16:38
RTW on 100cc underbones - Underboning the World Underboning Ride Tales 300 4 Jan 2013 08:24
Question about U.S insurance and import brokerage StepThruPanAm Trip Paperwork 5 22 Feb 2012 06:15
Information wanted from experienced bikers in South America joentje100 South America 35 1 Jan 2010 03:00
Selling US registered bike in Argentina/Chile? Bazmataz South America 16 18 Aug 2009 18:00

 
 
 

NEW! HU 2015 Motorcycle Adventure Travel Calendar is now available! Get your copy now for some terrific travel inspiration!

HUGE, 11.5 x 16.5 inches, beautifully printed in Germany on top quality stock! Photos are the winning images from over 600 entries in the 9th Annual HU Photo Contest!

Horizons Unlimited 2015 Motorcycle Adventure Travel Calendar.

"The calendar is magnificent!"

"I just wanted to say how much I'm loving the new, larger calendar!"

We share the profit with the winning photographers. YOU could be in the HU Calendar too - enter here!


HU DVD Autumn Special!

Take 40% off Road Heroes Part 1 until October 31 only!

Road Heroes features tales of adventure, joy and sheer terror by veteran travellers Peter and Kay Forwood (193 countries two-up on a Harley); Dr. Greg Frazier (5 times RTW); Tiffany Coates (RTW solo female); and Rene Cormier (University of Gravel Roads).

The first in an exciting new series, Road Heroes features tales of adventure, joy and sheer terror by veteran travellers."Inspiring and hilarious!"

"I loved watching this DVD!"

"Lots of amazing stories and even more amazing photographs, it's great fun and very inspirational."

"Wonderful entertainment!"

Check it out at the HU Store! Remember to use Coupon Code 'HEROES' on your order when you checkout.


Renedian Adventures


Renedian Adventures

What others say about HU...

"I just wanted to say thanks for doing this and sharing so much with the rest of us." Dave, USA

"Your website is a mecca of valuable information and the DVD series is informative, entertaining, and inspiring! The new look of the website is very impressive, updated and catchy. Thank you so very much!" Jennifer, Canada

"...Great site. Keep up the good work." Murray and Carmen, Australia

"We just finished a 7 month 22,000+ mile scouting trip from Alaska to the bottom of Chile and I can't tell you how many times we referred to your site for help. From how to adjust your valves, to where to stay in the back country of Peru. Horizons Unlimited was a key player in our success. Motorcycle enthusiasts from around the world are in debt to your services." Alaska Riders

contest pic

10th Annual HU Travellers Photo Contest is on now! This is an opportunity for YOU to show us your best photos and win prizes!

NEW! HU 2014 Adventure Travel T-shirts! are now available in several colors! Be the first kid on your block to have them! New lower prices on synths!

HU 2014 T-shirts now in!

Check out the new Gildan Performance cotton-feel t-shirt - 100% poly, feels like soft cotton!


What turns you on to motorcycle travel?


Global Rescue, WORLDwide evacuation services for EVERYONE

Global Rescue is the premier provider of medical, security and evacuation services worldwide and is the only company that will come to you, wherever you are, and evacuate you to your home hospital of choice. Additionally, Global Rescue places no restrictions on country of citizenship - all nationalities are eligible to sign-up!


New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80 G/S motorcycle.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events (22 this year!); we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, the HUBB or to receive the e-zine. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.


Books & DVDs

amazon

All the best travel books and videos listed and often reviewed on HU's famous Books page. Check it out and get great travel books from all over the world.


Motorcycle Express for shipping and insurance!

Motorcycle Express

MC Air Shipping, (uncrated) USA / Canada / Europe and other areas. Be sure to say "Horizons Unlimited" to get your $25 discount on Shipping!
Insurance - see: For foreigners traveling in US and Canada and for Americans and Canadians traveling in other countries, then mail it to MC Express and get your HU $15 discount!




All times are GMT +1. The time now is 05:24.