Originally Posted by Brian and Tanja
Hi, the 1stoptravelinsurance.co.uk is no good for most HUBB users, as it only covers motorcycling PROVIDING that the activity is on an incidental basis!!!
I think the insurance company will quickly work out that you are not riding incidentally if you take your bike around the world!
We also need to extend our travel insurance soon, so any suggestion for good companies are appreciated!
Good point, which is confirmed in the policy wording:
"You are covered [for] Emergency Medical Expenses and [for] Personal Accident sections for the following activities automatically, provided that the activity is on an Incidental basis You do not need to contact 1 Stop Travel Insurance."
"Definition of Incidental
-means happening on a casual or occasional basis."
HOWEVER, I've just phoned 1Stop Travel Insurance - spoke to Emma - who confirmed that I will be covered
even though I'll be riding on more than an 'Incidental' basis, i.e from Bali Indonesia to Kuala Lumpur over a two-month period.
This is important to me as my next trip starts in a couple of months time, in mid-May. I arranged my policy last Sunday [March-04], so there's still time for me to cancel under the 'cooling off' rules if there's no cover.
Emma was quite adamant that I am indeed covered. I have asked her to put this in wrting to me, which she is quite happy to do .. and doing it straightaway in fact.
I'll let you know how it goes.