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| Travellers' questions that don't fit anywhere else This is an opportunity to ask any question, and post any notice you wish that doesn't fit into one of the other sections. |
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#1
26 Sep 2006
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Can anyone recommend a bank/credit card for S/C/N Americas
Hi- not sure if this is the right place to find this out but I'm looking to open a second account and have a spare credit card to take on my trip to the Americas next month.
As I've got a current account mortgage, I don't want to bring that card with me so I'm planning on setting up a monthly standing order paid into a current account I have (Royal Bank of Scotland) in order to keep the balance fairly low but can transfer more if need be online and am also taking a Visa credit card. I'm thinking it would be good to open a second account as a back-up in case I loose my cards so can anyone recommend a good bank that I can easily draw cash from ATMs etc. Thanks
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Mike www.singapore-scotland.blogspot.com www.argentina-alaska.blogspot.com My little Vid: India/Pakistan BMW R1150GS Suzuki DR650 SE: Ride it like ya stole it. Oh, somebody just did... 
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#2
26 Sep 2006
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Visa and Visa Delta worked fine in Chile, Bolivia, and Peru.
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You can never have too many bikes...... BMW R100GS Triumph Tiger 885 Yamaha XT600e Jens is gone, but not forgotten.
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#3
26 Sep 2006
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Visa is fine everywhere I've been
I have a switch/Visa card (from Cahoot).
Everywhere I've been (central, north, south america, asia, north africa, middle east) I never had problems using it in ATM machines ... although sometimes it can be tricky finding the ATM machine! Maybe if you're alone try get Cyrrus/Mastercard or something other than Visa so that if the Visa is refused the other will be ok? (just in case!) ... and a dash of travellers cheques as last resource (just in case again!) ... and some USD notes of course!  with all that I'm sure you'll be fine!
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#4
27 Sep 2006
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I am currently in Costa Rica, and I can tell you that in Mexico and Central America, I have used VISA credit cards and CIRRUS and PLUS ATM cards. The CIRRUS ATM did not work for me in Guatemala, Honduras and Nicaragua. The PLUS card has worked everywhere, so far. Mastercard is also less widely accepted in those countries. Also be aware that in GT, HN, and Nica, some machines won´t accept a 6 digit PIN. Money has not been a hassle this trip at all. Ask me in 2 months about S. America.
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#5
27 Sep 2006
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Nationwide Visa & Egg
__________________
How much does a man live, after all? Does he live a thousand days, or one only? For a week, or several centuries? How long does a man spend dying? What does it mean to say “forever”? - Pablo Neruda
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#6
27 Sep 2006
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Nationwide are the mutts proverbials if you're away from the UK for any length of time. Their current account is one of the only ones that doesn't charge for taking out cash abroad, or making purchase. Same goes for their visa card. However if you do use the visa card to withdraw cash from an ATM, there are applicable charges, but they won't charge a commission like most other banks.
I've been away travelling for over 16 months now and I'd place them waaaay above any other banks I've been dealing with. 
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44,347km around Australia: Book coming soon! (With any luck) http://www.arseaboutface.com
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#7
29 Sep 2006
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Nationwide deffo - but set everything up a couple of months in advance and use cards to check the DDs etc are working...bugger of a job to sort when over there (we know). Get a Maestro card too, Cochrane on the Austral didn't have a Visa ATM for instance. More cards is better, even as special reserves. Old ones in a fake wallet can be usful too in case of robbery - never happened though ;-)
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www.horizonsunlimited.com/tstories/davies
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#8
30 Sep 2006
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Nice one people.
The application for the Nationwide a/c is filled in and away. Thanks
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Mike www.singapore-scotland.blogspot.com www.argentina-alaska.blogspot.com My little Vid: India/Pakistan BMW R1150GS Suzuki DR650 SE: Ride it like ya stole it. Oh, somebody just did...
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#9
14 Apr 2007
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Just be careful of the Foreign currency fees your credit card will charge you...
Foreign transaction fees for credit cards: Ask the Experts - Travelers' Tales
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#10
10 Nov 2009
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Any US banks that are recommended for travel throughout Central and South South America?
I see that Nationwide has been said to be good, but it appears that is from the UK? Thanks
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#11
25 Nov 2009
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ING Direct. They have been great to work with and the card has work everywhere - so far.
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Left Seattle March '09 for RTW trip. '02 BMW 1150 GSA
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