WQF,
OMG I went back to the page and just saw the Zoho things that displays the spreadsheet. It didn't load for me the first time for some reason. In the mean time I was converting it to a Google Doc. Here's mine:
http://spreadsheets.google.com/ccc?k...M6tqOQfvHHzPaw
I pretty much copied what you did (didn't feel like calculating the interest stuff). This really is a VERY nice resource. I am all about trying to quantify as much as I can. I know it will all go to hell on the road, but that's half the fun! I've just started to take a realistic look at what it will take to make it to TDF and back, and this has opened my eyes to the kind of saving I will have to do.
Thanks for posting this! If I have any additional ideas I will post back here.
Glad you liked my pics of Utah. There really are some amazing sights out there.