Credit vs Debit
Originally Posted by taniyamorris
I also recommend Visa Debit, rather than Visa Credit as you avoid all the huge costs of cash withdrawal.
Slightly off topic but worth mentioning as it has been brought up here's my 2bobs worth...
The difference (for those that aren't aware) with having a Visa debit card is that the money comes directly from your own (savings) account. So that if there is fraud or your cards is lost or stolen then if the cards is used for purchases you risk loosing your own money.
There is a real advantage in having a credit card in this case as the money isn't yours, it's the banks so in the case of fraud, lost or stolen card you have better recourse and your savings account won't be directly impacted. Its a safer option even if the fees are higher.
IMHO it's worth paying for this service especially since I have been victim to both credit and debit fraud, I know that it's much easier and less risky with Visa Credit.
Enjoy the trip and make sure you keep a stash of currency hidden just in case. But unlike me don't put it in your boot, when it gets wet your notes will be destroyed
(oh well it was only US$100-)