Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Staying Healthy on the Road

Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
Contact Overland Solutions for all your custom modifications and setup for overland travel.

Global Rescue, WORLDwide evacuation services for EVERYONE to YOUR choice of home hospital


Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 7 Aug 2011
Registered Users
New on the HUBB
 
Join Date: Feb 2009
Location: London
Posts: 11
Thumbs up Medical insurance world wide for motorbikers

Hi All,
I am currently in Zambia continuing a round the world trip on a BMW 1200GSA. I left a while ago but my medical insurance is about to end. Does anyone know of a company that will give world wide medical cover for bikers riding over 125cc please...???
(For your information if you get a bank account with LLoyds they give great travel cover for 185.00 pounds for maximum 9 months but mine has run out and they will not renew it while I am still abroad).
Many thanks in advance ,
Mark Around the World on a motorbike | STA Travel Blogs
__________________
Reply With Quote
  #2  
Old 7 Aug 2011
Registered Users
HUBB regular
 
Join Date: Jun 2010
Location: London
Posts: 49
It may be worth trying the post office. You can do it online, they insure riders of bikes over 125cc, they are not too expensive, and given that they are the post office I feel pretty safe about using them.
__________________

www.culturaladventurer.com
Reply With Quote
  #3  
Old 8 Aug 2011
Registered Users
Veteran HUBBer
 
Join Date: Jan 2009
Location: Stratford-upon-Avon, UK
Posts: 342
Mark

Try these guys. Travel Insurance: Backpackers, Students, Gap Years, Holidays, UK | Navigator Travel

They are UK based and will insure you. I've used them for my trip. Look around the website and email them. Friendly helpful people. As far as I know they are one of the few companies who will insure for a big motorbike.

Enjoy the trip I've just got back from my year (I was in Southern Africa earlier this year) and really really miss it. Domestic life just seems dull
__________________
Reply With Quote
  #4  
Old 8 Aug 2011
Registered Users
Veteran HUBBer
 
Join Date: Mar 2009
Location: Sydney, Aus.
Posts: 208
I also used Navigator for insurance on my Africa trip, after recommendations on here. They are indeed a friendly and helpful company to deal with as others have said.

One thing I've never thought about before with insurance though is looking at who you deal with if you have to make a claim. Because if you're insured with Navigator and have the misfortune to have to make a claim it won't be them who you deal with, so for me that kind of negates the value of having a friendly insurance company.

Fortunately I haven't had to submit a medical claim, it's for theft. I had seperate insurance for my camera gear with a company called JTL. They have settled my claim and replaced my camera a couple of weeks ago, but the company who deal with claims for Navigator (White Horse, part of Thomas Cook) haven't even looked at my claim yet. Both claims were submitted at the same time and White Horse say they take 3 weeks, but when you phone them they say "sorry we're really busy so claims are taking longer than usual".

As my claim is for theft it's not a huge problem to wait a bit longer, but I'd like to know if anyone's had to claim for medical problems when insured by Navigator and if they've had similar problems. This would obviously be much more serious.
Reply With Quote
  #5  
Old 8 Aug 2011
Gold Member
HUBB regular
 
Join Date: Jun 2005
Location: Weymouth, Dorset, England
Posts: 52
medical insurance renewal

I'll be very interested to hear if anybody has been able to re-insure with another company once they are already on the road. We were unable to find any such company earlier this year and this and various other factors including not being able to get visas for Pakistan outside our home country made us decide to come home and finish the journey another time.
Reply With Quote
  #6  
Old 8 Aug 2011
Registered Users
HUBB regular
 
Join Date: Oct 2009
Location: in Hotels and Guesthouses
Posts: 77
you can try

International healthcare plans | Bupa International

it's a UK-based insurance for expats. I contacted them when I was in SE-Asia and was insured there for several years. Premiums are o.k. (about €1100 per year, age 40+) if you agree to a deductible and get worldwide insurance cover ex USA. If you need cover for USA (and maybe Canada), premiums will triple. Although they seem to have a smaller extra charge for trips of up to 3 months to North America.

That's why I changed to German insurer Ergo. Roughly same premium per year, no deductible, includes North America.

You can try to find something here: Welcome to ERV - ERV
__________________
“It’s just a walk in the park!”
“You mean people are going to mug us and steal all our money and kick us viciously in the ribs?” Terry Prachett
Reply With Quote
  #7  
Old 8 Aug 2011
Registered Users
Veteran HUBBer
 
Join Date: Mar 2009
Location: Sydney, Aus.
Posts: 208
Quote:
Originally Posted by Sheonagh View Post
I'll be very interested to hear if anybody has been able to re-insure with another company once they are already on the road. We were unable to find any such company earlier this year and this and various other factors including not being able to get visas for Pakistan outside our home country made us decide to come home and finish the journey another time.
Not sure what their policy is with riding motorbikes, but on a backpacking trip a few years ago I re-insured with World Nomads whilst in SE Asia. Very easy to do just by logging into your account on their website.

My last trip by 4x4 through Africa I used Navigator. I have a UK passport, so got UK insurance, but was living in Australia before I went to Africa. Most companies want you to be in your 'home' country to start the insurance, but Navigator were happy to start it with me in Aus so I imagine they'd also extend on the road. I had to speak with them over the phone to organise it, but not really any hassle.
Reply With Quote
  #8  
Old 9 Aug 2011
BigWheelsKeepTurning's Avatar
Registered Users
New on the HUBB
 
Join Date: Aug 2011
Posts: 8
I found this pretty helpful when I was last planning a journey;Before you Go - backpacking travel pre trip advice & insurance maybe see what they reccomend...
Reply With Quote
  #9  
Old 10 Aug 2011
Registered Users
Veteran HUBBer
 
Join Date: Dec 2010
Location: The Netherlands
Posts: 136
Hey Mark try this out:

Insurance in the Netherlands | Insurance in the Netherlands | Nederland, Wereldreis, Delta, Lloyd, Huis

It's a dutch company with worldwide coverage and it can be extend till four years of traveling. I'm not sure with with a e-mail you will have the answer soon enough.

Cheers Richard
Reply With Quote
  #10  
Old 10 Aug 2011
Gold Member
HUBB regular
 
Join Date: Jun 2005
Location: Weymouth, Dorset, England
Posts: 52
The critical things to tell any insurance company right at the beginning before you waste time answering all their questions is

A) you are travelling on your own motorcycle (ie not a hire bike) and that it is over 125cc

B) you are already away from your home country.

Insurance companies always look for ways to deny claims - so you might as well tell them the truth (or be in a country where you can bribe everybody to lie about why you are in hospital..... and can forge air tickets..... only joking!) We tried World Nomads and Navigator but no good for us. I think we were too old (!) for Navigator....
Reply With Quote
  #11  
Old 11 Aug 2011
Registered Users
HUBB regular
 
Join Date: Nov 2010
Location: Vilnius, Lithuania
Posts: 35
Hello,

For our travel we just got https://www.sevencorners.com/insuran...tional/HW7C6YH.
When you select Hazardous Sport Coverage they will cover injuries as a result of motorbiking.
We pay $ 350,- for two persons for four months.

Good luck!

Johan
Reply With Quote
  #12  
Old 12 Aug 2011
Contributing Member
HUBB regular
 
Join Date: Jun 2011
Posts: 24
Travel Insurance

Searched far and wide for insurance....Bike over 125...Me over 65....trip over a month.....I found it really difficult to get 3 out of 3....but have just had a decent quote and some good advice from
PJ Hayman - Travel Insurance and Scheme Specialists
If that's of any use...
Reply With Quote
  #13  
Old 14 Aug 2011
Gold Member
HUBB regular
 
Join Date: Jun 2005
Location: Weymouth, Dorset, England
Posts: 52
Hi Ritchiewizz, thanks very much for that post - at a quick look, the policy looks good for up to 69 years old and up to 6 months, so have made a note of details for next time. Have a good one when you go!
Reply With Quote
  #14  
Old 16 Aug 2011
Registered Users
Veteran HUBBer
 
Join Date: Feb 2011
Location: Austin, Texas, USA
Posts: 257
http://www.worldnomads.com/

World Nomads - Keep Travelling Safely

I have no affiliation with the company, but it has been recommended to me.
__________________
Troy
www.theadventurebegins.tv
Reply With Quote
  #15  
Old 17 Aug 2011
Contributing Member
Veteran HUBBer
 
Join Date: Jun 2008
Location: Seville (E) / Geneva (CH)
Posts: 530
We got insurance with World Nomads. 5 months and then renewed on the road for other 5 months in case anything went wrong, since there is no reimbursement if trip ended earlier (downside, anything happening in first police won't be covered in the 2nd one). Started by car, they said it was ok. Later rented bikes, they said ok. Rented van, ok as well. Anyway, confirm for long trips on big bikes.

It was quite expensive (the undersigning insurance company behind is Buppa), mentioned before, but reviews in case of accident/disease where great, and that is what counted for us. We found terrible reviews for other, so watch out.

We had to use it only once in NZ. Looked like something really serious (sudden stroke), but ended up being nothing (well, till now). Called BUPPA them and they immediately sent a fax stating "will cover all expenses, no limit; only 1 condition: pls send us all reports and if the patient has to stay longer than 3 days in hospital, we would like one of our doctors to talk with your staff".

Absolutely amazing (multilingual) service on the phone, quick, attentive (called us several times), paid well back everything (hospital wanted to be paid by us). Strongly recommended, but next time would try directly with Buppa. We had read of people taken by helicopter from Nepal, then by plane to BKK. We believe it now (and we are not paid by them!).

Hey Sheonagh, sorted out the insurance??? I remember this same conversation in Laos, near the Mekong! Wish you a nice continuation in the next stage of your trip!

Esteban and Isabel (ex-Renault 5 Spanish couple with the young Italians!)
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Honda oil filters avaliablity world wide. bikerfromsark Honda Tech 1 25 Feb 2009 20:20
XT 600 spare parts(world wide) age matters? Polly Yamaha Tech 5 21 Apr 2007 02:32
World Wide GPS Coordinates Mombassa Navigation - Maps, Compass, GPS 12 2 Apr 2003 07:28
World-wide "memorial ride" - PLEASE READ ME Photog Rob Travellers Seeking Travellers 1 18 Jul 2001 04:15
World Wide Shipping Sean Kelly Trip Transport 2 22 May 2001 05:38

 
 
 

NEW! HU 2015 Motorcycle Adventure Travel Calendar is now available! Get your copy now for some terrific travel inspiration!

HUGE, 11.5 x 16.5 inches, beautifully printed in Germany on top quality stock! Photos are the winning images from over 600 entries in the 9th Annual HU Photo Contest!

Horizons Unlimited 2015 Motorcycle Adventure Travel Calendar.

"The calendar is magnificent!"

"I just wanted to say how much I'm loving the new, larger calendar!"

We share the profit with the winning photographers. YOU could be in the HU Calendar too - enter here!


HU DVD Autumn Special!

Take 40% off Road Heroes Part 1 until October 31 only!

Road Heroes features tales of adventure, joy and sheer terror by veteran travellers Peter and Kay Forwood (193 countries two-up on a Harley); Dr. Greg Frazier (5 times RTW); Tiffany Coates (RTW solo female); and Rene Cormier (University of Gravel Roads).

The first in an exciting new series, Road Heroes features tales of adventure, joy and sheer terror by veteran travellers."Inspiring and hilarious!"

"I loved watching this DVD!"

"Lots of amazing stories and even more amazing photographs, it's great fun and very inspirational."

"Wonderful entertainment!"

Check it out at the HU Store! Remember to use Coupon Code 'HEROES' on your order when you checkout.


Renedian Adventures


Renedian Adventures

What others say about HU...

"I just wanted to say thanks for doing this and sharing so much with the rest of us." Dave, USA

"Your website is a mecca of valuable information and the DVD series is informative, entertaining, and inspiring! The new look of the website is very impressive, updated and catchy. Thank you so very much!" Jennifer, Canada

"...Great site. Keep up the good work." Murray and Carmen, Australia

"We just finished a 7 month 22,000+ mile scouting trip from Alaska to the bottom of Chile and I can't tell you how many times we referred to your site for help. From how to adjust your valves, to where to stay in the back country of Peru. Horizons Unlimited was a key player in our success. Motorcycle enthusiasts from around the world are in debt to your services." Alaska Riders

contest pic

10th Annual HU Travellers Photo Contest is on now! This is an opportunity for YOU to show us your best photos and win prizes!

NEW! HU 2014 Adventure Travel T-shirts! are now available in several colors! Be the first kid on your block to have them! New lower prices on synths!

HU 2014 T-shirts now in!

Check out the new Gildan Performance cotton-feel t-shirt - 100% poly, feels like soft cotton!


What turns you on to motorcycle travel?


Global Rescue, WORLDwide evacuation services for EVERYONE

Global Rescue is the premier provider of medical, security and evacuation services worldwide and is the only company that will come to you, wherever you are, and evacuate you to your home hospital of choice. Additionally, Global Rescue places no restrictions on country of citizenship - all nationalities are eligible to sign-up!


New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80 G/S motorcycle.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events (22 this year!); we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, the HUBB or to receive the e-zine. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.


Books & DVDs

amazon

All the best travel books and videos listed and often reviewed on HU's famous Books page. Check it out and get great travel books from all over the world.


Motorcycle Express for shipping and insurance!

Motorcycle Express

MC Air Shipping, (uncrated) USA / Canada / Europe and other areas. Be sure to say "Horizons Unlimited" to get your $25 discount on Shipping!
Insurance - see: For foreigners traveling in US and Canada and for Americans and Canadians traveling in other countries, then mail it to MC Express and get your HU $15 discount!




All times are GMT +1. The time now is 21:20.