Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Staying Healthy on the Road

Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
Contact Overland Solutions for all your custom modifications and setup for overland travel.

Global Rescue, WORLDwide evacuation services for EVERYONE to YOUR choice of home hospital


Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 13 Mar 2006
Registered Users
New on the HUBB
 
Join Date: Mar 2006
Location: Corvallis, OR, USA
Posts: 3
Life Insurance

Hello, I am a new member. I am wondering where to get a life insurance policy for RTW trip? Thanks for the info.
Reply With Quote
  #2  
Old 22 Mar 2006
beddhist's Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,225
Hi and welcome.

I don't think that life insurance policies have anything to do with bike trips, i.e. the company probably doesn't care whether you travel or not.

Or do you mean health insurance?
__________________
Cheers,
Peter.

Europe to NZ 2006-10
Reply With Quote
  #3  
Old 22 Mar 2006
Registered Users
Veteran HUBBer
 
Join Date: Nov 2004
Location: Brisbane, QLD, Australia
Posts: 138
beddhist, i think this may be a country/language/terminology misunderstanding. Life insurance is the very odd term used for a policy where you pay while you are alive and insurance pays your beneficiaries when you die. It should be called death insurance.

manggo4you, do you really want life insurance? or do you really want health insurance as beddhist suggests? I cannot help with life insurance, but there is plenty of info on this HUBB forum and the main website on health insurance - just use the search function. I currntly have health/travel insurance with World Nomads as they are one of only a few that do not exclude motorcycle use. I have not made a claim so cannot pass judgement on them, except to say they offer only basic cover but at low backpacker prices.

Regards
John
Reply With Quote
  #4  
Old 22 Mar 2006
Registered Users
New on the HUBB
 
Join Date: Mar 2006
Location: Corvallis, OR, USA
Posts: 3
SKILLO and beddhist, yes I am considering life insurance in addition to health insurance. The need for health insurance is obvious to me. So does life insurance considering the fatal incident that motorcyclist could get.

Normally you can get life insurance with payout before you die or if you loose limbs or become disable. However, I have not found a life insurance companies that would cover me (I am in the US). As soon as I mentioned "travel" and "foreign country" they start backing away.

I have not found life insurance covered in HUBB, so I posted it on the closest topic.
Reply With Quote
  #5  
Old 22 Mar 2006
quastdog's Avatar
Contributing Member
Veteran HUBBer
 
Join Date: Feb 2005
Location: Chiangmai, Thailand
Posts: 510
With Travel Insurance, there is a death benefit usually. Isn't this what you want?

------------------
quastdog
Seattle, Washington USA
F650GSDakar
__________________
quastdog
Chiang Mai, Thailand
Reply With Quote
  #6  
Old 22 Mar 2006
Registered Users
Veteran HUBBer
 
Join Date: Nov 2004
Location: USA
Posts: 998
Quote:
Originally posted by manggo4you:
SKILLO and beddhist, yes I am considering life insurance in addition to health insurance. The need for health insurance is obvious to me. So does life insurance considering the fatal incident that motorcyclist could get.

Normally you can get life insurance with payout before you die or if you loose limbs or become disable. However, I have not found a life insurance companies that would cover me (I am in the US). As soon as I mentioned "travel" and "foreign country" they start backing away.

I have not found life insurance covered in HUBB, so I posted it on the closest topic.

There are probably 2 bazillion agents within 20 miles of you that would sell you a life insurance policy. I doubt foreign travel would be excluded by many.
Keep you trip plans to yourself. Only be concerned with exclusions.
Reply With Quote
  #7  
Old 22 Mar 2006
Registered Users
New on the HUBB
 
Join Date: Mar 2006
Location: Corvallis, OR, USA
Posts: 3
Lone Rider,
Yes, I checked the locals and made a mistake of mentioning travel. The exclusion are countries listed on the State Department travel warning list.

quastdog,
Yes, there are small amount. I wanted a larger coverage.

Thanks guys.
Reply With Quote
  #8  
Old 23 Mar 2006
seanh's Avatar
Gold Member
Veteran HUBBer
 
Join Date: May 2004
Location: Melbourne, Victoria, Australia
Posts: 303
It's probably better to clarify your travel plans to the insurance company, better than them refusing a pay out later based on a technicality. And you wouldn't be around to argue the point.
World Nomads seem reasonable when it comes to claims, i currently have a claim being processed for a stolen camera, they told me it doesn't matter if i've lost the receipts, just send the manual. I haven't seen the money yet though.
Sean
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


 
 


HU DVD Summer Special!

Now that summer is here, get On the Road! Take 30% off the Achievable Dream - On the Road! 2-DVD set until August 31 only. Get On the Road! Learn the tips to staying healthy, happy and secure on your motorcycle adventure!

Our veteran travellers share their tips (and great stories) for staying healthy, happy and secure on your motorcycle adventure.

"A fantastic, informative and inspirational DVD."

"It's brilliant - thank you very much!"

Check it out at the HU Store! Remember to use Coupon Code 'ONTHEROAD' on your order when you checkout.


Renedian Adventures

What others say about HU...

"I just wanted to say thanks for doing this and sharing so much with the rest of us." Dave, USA

"Your website is a mecca of valuable information and the DVD series is informative, entertaining, and inspiring! The new look of the website is very impressive, updated and catchy. Thank you so very much!" Jennifer, Canada

"...Great site. Keep up the good work." Murray and Carmen, Australia

"We just finished a 7 month 22,000+ mile scouting trip from Alaska to the bottom of Chile and I can't tell you how many times we referred to your site for help. From how to adjust your valves, to where to stay in the back country of Peru. Horizons Unlimited was a key player in our success. Motorcycle enthusiasts from around the world are in debt to your services." Alaska Riders

contest pic

10th Annual HU Travellers Photo Contest is on now! This is an opportunity for YOU to show us your best photos and win prizes!

NEW! HU 2014 Adventure Travel T-shirts! are now available in several colors! Be the first kid on your block to have them! New lower prices on synths!

HU 2014 T-shirts now in!

Check out the new Gildan Performance cotton-feel t-shirt - 100% poly, feels like soft cotton!


What turns you on to motorcycle travel?


Global Rescue, WORLDwide evacuation services for EVERYONE

Global Rescue is the premier provider of medical, security and evacuation services worldwide and is the only company that will come to you, wherever you are, and evacuate you to your home hospital of choice. Additionally, Global Rescue places no restrictions on country of citizenship - all nationalities are eligible to sign-up!


New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80 G/S motorcycle.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events (22 this year!); we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, the HUBB or to receive the e-zine. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.


Books & DVDs

amazon

All the best travel books and videos listed and often reviewed on HU's famous Books page. Check it out and get great travel books from all over the world.


Motorcycle Express for shipping and insurance!

Motorcycle Express

MC Air Shipping, (uncrated) USA / Canada / Europe and other areas. Be sure to say "Horizons Unlimited" to get your $25 discount on Shipping!
Insurance - see: For foreigners traveling in US and Canada and for Americans and Canadians traveling in other countries, then mail it to MC Express and get your HU $15 discount!




All times are GMT +1. The time now is 05:41.