Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Staying Healthy on the Road
Life Insurance Life Insurance
Register FAQ Calendar Today's Posts
Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
Photo by George Guille, It's going to be a long 300km... Bolivian Amazon

I haven't been everywhere...
but it's on my list!


Photo by George Guille
It's going to be a long 300km...
Bolivian Amazon



Ripcord Rescue Travel Insurance.

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 13 Mar 2006
Registered Users
New on the HUBB
  
Join Date: Mar 2006
Location: Corvallis, OR, USA
Posts: 3
Life Insurance
Hello, I am a new member. I am wondering where to get a life insurance policy for RTW trip? Thanks for the info.
Reply With Quote
  #2  
Old 22 Mar 2006
beddhist's Avatar
Contributing Member
Veteran HUBBer
  
Join Date: Sep 2003
Location: Whangarei, NZ
Posts: 2,214
Hi and welcome.

I don't think that life insurance policies have anything to do with bike trips, i.e. the company probably doesn't care whether you travel or not.

Or do you mean health insurance?
__________________
Cheers,
Peter.

Europe to NZ 2006-10
Reply With Quote
  #3  
Old 22 Mar 2006
Registered Users
Veteran HUBBer
  
Join Date: Nov 2004
Location: Brisbane, QLD, Australia
Posts: 139
beddhist, i think this may be a country/language/terminology misunderstanding. Life insurance is the very odd term used for a policy where you pay while you are alive and insurance pays your beneficiaries when you die. It should be called death insurance.

manggo4you, do you really want life insurance? or do you really want health insurance as beddhist suggests? I cannot help with life insurance, but there is plenty of info on this HUBB forum and the main website on health insurance - just use the search function. I currntly have health/travel insurance with World Nomads as they are one of only a few that do not exclude motorcycle use. I have not made a claim so cannot pass judgement on them, except to say they offer only basic cover but at low backpacker prices.

Regards
John
Reply With Quote
  #4  
Old 22 Mar 2006
Registered Users
New on the HUBB
  
Join Date: Mar 2006
Location: Corvallis, OR, USA
Posts: 3
SKILLO and beddhist, yes I am considering life insurance in addition to health insurance. The need for health insurance is obvious to me. So does life insurance considering the fatal incident that motorcyclist could get.

Normally you can get life insurance with payout before you die or if you loose limbs or become disable. However, I have not found a life insurance companies that would cover me (I am in the US). As soon as I mentioned "travel" and "foreign country" they start backing away.

I have not found life insurance covered in HUBB, so I posted it on the closest topic.
Reply With Quote
  #5  
Old 22 Mar 2006
quastdog's Avatar
Contributing Member
Veteran HUBBer
  
Join Date: Feb 2005
Location: Chiangmai, Thailand
Posts: 509
With Travel Insurance, there is a death benefit usually. Isn't this what you want?

------------------
quastdog
Seattle, Washington USA
F650GSDakar
__________________
quastdog
Chiang Mai, Thailand
Reply With Quote
  #6  
Old 22 Mar 2006
Registered Users
Veteran HUBBer
  
Join Date: Nov 2004
Location: USA
Posts: 992
Quote:
Originally posted by manggo4you:
SKILLO and beddhist, yes I am considering life insurance in addition to health insurance. The need for health insurance is obvious to me. So does life insurance considering the fatal incident that motorcyclist could get.

Normally you can get life insurance with payout before you die or if you loose limbs or become disable. However, I have not found a life insurance companies that would cover me (I am in the US). As soon as I mentioned "travel" and "foreign country" they start backing away.

I have not found life insurance covered in HUBB, so I posted it on the closest topic.

There are probably 2 bazillion agents within 20 miles of you that would sell you a life insurance policy. I doubt foreign travel would be excluded by many.
Keep you trip plans to yourself. Only be concerned with exclusions.
Reply With Quote
  #7  
Old 22 Mar 2006
Registered Users
New on the HUBB
  
Join Date: Mar 2006
Location: Corvallis, OR, USA
Posts: 3
Lone Rider,
Yes, I checked the locals and made a mistake of mentioning travel. The exclusion are countries listed on the State Department travel warning list.

quastdog,
Yes, there are small amount. I wanted a larger coverage.

Thanks guys.
Reply With Quote
  #8  
Old 23 Mar 2006
seanh's Avatar
Gold Member
Veteran HUBBer
  
Join Date: May 2004
Location: Melbourne, Victoria, Australia
Posts: 301
It's probably better to clarify your travel plans to the insurance company, better than them refusing a pay out later based on a technicality. And you wouldn't be around to argue the point.
World Nomads seem reasonable when it comes to claims, i currently have a claim being processed for a stolen camera, they told me it doesn't matter if i've lost the receipts, just send the manual. I haven't seen the money yet though.
Sean
Reply With Quote
Reply

« Previous Thread | Next Thread »

Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now, and add your information if we didn't find you.

Next HU Eventscalendar

HU Event and other updates on the HUBB Forum "Traveller's Advisories" thread.
ALL Dates subject to change.

2024:

Add yourself to the Updates List for each event!

Questions about an event? Ask here

HUBBUK: info

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

Your ad could be here, on EVERY page of the HUBB, or the whole website, or as many as you like!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.



All times are GMT +1. The time now is 01:20.

Contact Us - Horizons Unlimited Motorcycle Travellers Website - Archive - Privacy Statement - Top