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Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
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  #1  
Old 3 Days Ago
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Join Date: Mar 2014
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Australians Travel Insurance

Hey all

Has anyone had any experience with either: Allianz Travel Insurance or Travel Insurance Direct?


I was originally looking at a quote from WorldNomands which is $2,200AUD for 12months cover worldwide.

Travel Insurance Direct comes in at $990, and as far as I can tell from the PDS they cover motorcycle riding and seems to cover all other requirements (dental, medical, theft of cash, theft of travel documents etc). Allianz comes in at about $1,800.

Cheers all!

Steve
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  #2  
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Suggest you contact them directly and check

motorcycle cover - any capacity limit?

medical - evacuation? Some places don't have the medical facilities you'd want to use. E.G. When the registrar of a hospital has a broken keg and flys out to another hospital to get treatment

Countries - if it includes the USA the cost at least double.
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Warin - TID's PDS states that they cover large capacity motorcycles provided the rider has a helmet and is fully licensed in their home country. I was just wondering if anyone had any experience dealing with them, as the customer service on the claim end can vary GREATLY from company to company I've found.

No problem, I shall go with them and report back!
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World Nomads cost seems wrong

I'm paying $800 a year for World Nomads. Have a look whether you are marking on-road or off-road riding. The cost for Cat. 3 (off-road) is double the price. I have an email from them that on-road includes grubby little gnarly tracks if they are between towns, officially 'maintained' by authorities. Off-road is categorised as racing around tracks on private property or wilderness.

As Warin pointed out, the US bumps up the price. I was in the US for a month out of the year I wanted so I took a separate policy for the month then started my year policy in Mexico.

PN
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  #5  
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That's great advice Paul!

I've dropped it to Level 2 and excluded US / Canada and it drops to $1,200AUD, still higher than TID but much more reasonable cost. I'll contact them for the wording re off road riding, will hopefully be doing some pretty remote tracks.

Thanks for the help
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