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To buy or not to buy...that is the question. To buy or not to buy...that is the question.
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  #1  
Old 26 Jun 2008
orrin's Avatar
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Question To buy or not to buy...that is the question.
I would like to tour a little of the states with a friend of mine who lives in Florida for about one month.
What do I do???
  1. Ship my bike across?
  2. Get him to buy a bike in his name and i "borrow" it for a month?
  3. put the bike in my name?
  4. hire a bike?
any ideas on the cheapest, legal and viable option? Were looking at XR650's if that makes any difference(off road alot!) KlR's perhaps?
Cheers
rrin
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  #2  
Old 26 Jun 2008
Riq Riq is online now
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Option 2 sounds good
Strictly dollar wise option 2 makes the most sense to me.

Option:

1 - For the cost of shipping your bike round trip you should be able to buy a fairly good used bike in Florida. If you get some money back great. There is a chance that the used bike could have problems but then again there is a chance that your bike could be damaged or delayed in transport.

2 - I don't see a down side unless you plan to run up a bunch of fines and stiff your friend for them.

3 - This could work however it could delay your trip as you will need to be their long enough to get insurance and registration dealt with and then when you go to sell it you could have a problem if you are not around.

4 - I think if you check out the rental rates you will soon be put off of this idea.

Just my 2 cents worth.

Rick
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  #3  
Old 26 Jun 2008
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Thanks!
I think a few fines would do him good!
So how then does the insurance work with everything in his name and me riding the bike?
Is that a problem? Legal?
Does he just put me on his insurance?
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  #4  
Old 26 Jun 2008
Riq Riq is online now
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Depends
I am not sure how the insurance in Florida works. In the part of Canada where I live we have private third party insurers. I have 4 motorcycles registered and insured and as long as the person " borrowing " one of them has a valid motorcycle drivers license they are insured.

I have contacted my insurance company and they don't care where the license is from as long as it is valid for the class of vehicles so the same applies for my F150 pickup or my Honda CRV as it does my KLR's, TW or Triumph Trophy.

However as I say I will have to defer to someone from Florida for information on this.

Rick
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  #5  
Old 27 Jun 2008
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The insurance policy will state someplace in the fine print if its ok for a person that dose not owne the bike to ride it. The policy provider will be able to say. Putting you on his policy will work as well.

Is it legal insurance wise to borrow the bike for a ride yes, for a month perhaps, dont tell them and they will not know.


Getting your own policy will not be hard just walk in to a large insurance company. Say to the nice person "I got me a new bike I need a policy!" drop some cash and in 10 min or so your legal.
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