Originally Posted by eeyore
Warning: my experience in the UK (from a Morocco trip back in 2007) is that if you ask about Morocco first they won't give you any cover for Europe only! So cover yourself for Europe and don't mention Morocco. Don't forget to practice tyre changes - it's easy once you know how and increases your confidence with the bike. I took spare tubes and a cheap Chinese air compressor (no punctures anyway!).
That's not my experience eeyore. I specifically asked ADAC if my 23yr old Defender would be covered whilst in Morocco and was assured that it would be.
Here is the email the ADAC sent me...
We are pleased to tell you that you can become an ADACPlusMember as a resident of another country within the European Union.
Apart from the classic ADAC membership we can now offer you the new ADACPlusMembership that combines the standard membership with the ADAC-Euro-Schutzbrief policy.
As an ADACPlusMember you are entitled to a wider range of benefits in Germany. Moreover, we offer Europe-wide assistance and financial support. In case of illness and injury we even provide world-wide assistance. However, the ADACPlusMembership does not cover medical or hospital costs .
The attractive service package of the ADACPlusMembership provides you and your partner / spouse with German- and Europe-wide cover for your own or third-party vehicles following breakdown, accident or theft. In addition, any driver is entitled to these benefits when driving a vehicle registered under your or your partner's / spouse's name. If the vehicle is immobilised following a breakdown or accident or has been stolen, we offer the following benefits:
- Breakdown and accident assistance (§ 23)
- Assistance with lost or defective car keys (§ 24)
- Towing (§ 25)
- Vehicle off-road recovery (§ 26)
- Accommodation costs following immobilisation of vehicle (§ 27)
- Transfers following immobilisation of vehicle (§ 28)
- Travel expenses following immobilisation of vehicle (§ 29)
- Vehicle transport (§ 30)
- Pick-up service (§ 31)
- Spare parts dispatch (§ 32)
- Customs clearance and scrapping of vehicle (§ 33)
The benefits of the ADACPlusMembership are accounted for on the basis of the address supplied in the membership. If in our files the UK is kept as your residence, the benefits are delivered to the UK. Should the transport of your vehicle be required it would be transported to the UK.
Comprehensive security provided by the ADACPlusMembership is available at € 79.50 per year.
There is no age restriction concerning the ADAC PlusMembership.
Please notice: In the ADAC Insurance conditions of the ADACPlusMembership, the area of validity is the so-called geographical europe (including the Azores, Balearics, Iceland, Malta, Spitsbergen) plus the non-european neighbouring states of the Mediterranean Sea (Egypt, Algeria, Israel, Lebanon, Libya, Marocco, Syria, Turkey, Tunisia, Cyprus) and also the Canary Islands and Madeira. The eastern border starts in the north part of Russia with the Ural Mountains, continues in the south untill the Ural River (Kazakhstan) and ends at the Caspian Sea close to the city Gurjev/Kazakhstan. The States Georgia, Azerbaijan and Armenia are also included.
The ADACPlusMembership protects all vehicles regardless of the vehicle type, which do not exceed the following measures and dimensions:
max. vehicle length 10,- m
max. total length 2,55 m
max. total height 3,- m Motorcaravans max. 3,20 m
max. admissible total weight 3,50 t Motorcaravans max. 7,50 t
max. number of persons (incl. driver) 9 persons
The insurance covers free of charge the towed one-axle trailer which includes the above mentioned dimensions and weights (including cargo). Trailers whose axles are less than 1 m apart are regarded as one-axle trailers.
For motorhomes exceeding the defined maximum dimensions, the following benefits shall be excluded:
- Off-road recovery (§ 26)
- Vehicle transportation (§ 30)
- Passenger transport "Pick-up" (§ 31)
- Vehicle customs clearance and scrapping (§ 33)
Do not hesitate to contact me for further information.
Mitgliedschaft und Versicherungen
Tel.: (089) 76 76 66 32
Fax: (089) 76 76 63 46
The little numbers relate to their terms and conditions. There is a thread on the Morocco 4x4 Forum with links to ADAC Terms and condition documents in English. I have been with them a year now. Touch wood, I cannot speak for the service if needed.