insurance for Romania

[Xander]

Hi guys,

I am covered with ebike (UK), and they will cover me anywhere in the EU except Romania.
The web site says

Bulgaria and Romania have recently joined the EU, but at present these countries are not listed as part of the Territorial Limits in our policy documentation.

Southern Rock however has agreed to provide RTA (Road Traffic Act) cover for clients travelling in these countries in the interim.

Under the terms of the Third European Union Directive, vehicles used in EU countries must provide the minimum cover required in the country the vehicle is registered, or the country in which it is being used; whichever is the greater.

The minimum level of cover available in the UK is RTA and offers the following cover:

The 1988 Road Traffic Act provides for unlimited indemnity in respect of bodily injury or death to third parties, a £250,000 limit for loss of or damage to third party property, claimants’ costs and expenses, and emergency medical treatment and hospital charges arising out of the vehicle use.

Does this mean i need to get an other policy or is the Southern Rock RTA enough for being on the road legally. Do I have to contact Southern Rock? I am asking here first cus insurance companies tend to try to sell you stuff that you do not need, if you dont know what you are asking for.


Cheers

Hi Xander,
The way I read that is you are covered legaly to ride in Romania and Bulgaria. This means if you have an accident or get stopped for a document check you are OK.

The minimum cover will be the UK standard, unless Rom and Bul have a higher minimum standard.

Your minimum cover will be as the last paragraph, but in the rest of europe it will be the same as the UK, I guess you have at least 3rd party fire and theft so that will apply.

Steve

[Xander]

Cheers Steve, That is what i though but it confusing to a simple minded person such as myself (but i guess that is kinda the point.)

[airhead]

Originally Posted by Xander

Hi guys,

Does this mean i need to get an other policy or is the Southern Rock RTA enough for being on the road legally. Do I have to contact Southern Rock? I am asking here first cus insurance companies tend to try to sell you stuff that you do not need, if you dont know what you are asking for.
Cheers

why don´t you check your green insurance card? the same they do at the border control.
if romania and bulgaria and covered, you will find it marked there.