Thanks for the info Sjoerd
Yea, insurance is covered, unfamiliar tracks, well, used to live down there a few years, so have been riding quite a bit east cape, cabo, san jose, todos and so on. And yea, more than once had someone try to pull a fast one on the gringo.
Thing is, the guy i used to ride with closed down his shop. The other dudes doing it back then, seems like they aint around either. One of the others i do know for sure is closed. Last one was next to the surf shop when you come off the highway in SJ, those guys never did to many tours when i was around. Cant find em online.