Greetings,

I am now lucky enough to have two bikes and the opportunity to temporarily trade one out for a ride on a bike in some foreign place sounds pretty neat. However I'm worried about the details.

1. How is liability addressed? What if the nice person I loan my bike to runs a bus-full of orphans off a cliff?
2. What is done for insurance? Do you have to modify your policy?
3. What other steps or precautions are required?

I looked through the forum and couldn't find these issues being discussed. My apologies if this is an old or forbidden topic.

A victim of my society,

Brad

Hi there. I think points 1 and 2 that you raise are best addressed to your insurance company. Here is NZ, such public liability concerns are only of a legal/police nature, as you can't personally take someone to court for such things. Lucky us!
As for point 3, I tell the users of my Bikeshare bike (Trans-Atlantic BikeShare, World Wide - BikeShareworld.com) that it's theirs while they have it so look after it like their own. I tell them what the bike is worth and if they damage it badly, then they own it and need to pay me the difference from the insurance payout. Also any tyre or servicing needed are theirs to take care of too. This is all carefully set out before any agreement is reached so there are no surprises.
Hope this helps, but different countries do raise different issues I guess.

Regards

Nigel in NZ

__________________
The mouth of a perfectly contented man is filled with beer. -- 2200 BC Egyptian inscription

Nigel,

Thank you for answering. If only the US was as enlightened as New Zealand. This is definitely something I'd like to investigate further...

Regards,

Brad